Instrument Insurance

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deanmccarty
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Instrument Insurance

Post by deanmccarty »

I am looking for the best place to insure my collection of instruments. All of these years, and I’ve never insured them. What are some recommendations?

Thanks!
Dean McCarty
“Have a good time... all the time.” - Viv Savage, Spinal Tap :cool:

Rath R9D-Ferguson-L
Jürgen Voigt 189-FX, Elliott 100G8
Rath R10-Elliott 95B
Jürgen Voigt J-711 Alto-Elliott 95B
Jürgen Voigt J-470 Contra-Ferguson 2A
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LeTromboniste
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Re: Instrument Insurance

Post by LeTromboniste »

My AFM local has a good deal with a local insurance broker who contracts our instruments coverage to Lloyd's of London. Maybe your AFM local offers something similar?
Maximilien Brisson
www.maximilienbrisson.com
Lecturer for baroque trombone,
Hfk Bremen/University of the Arts Bremen
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harrisonreed
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Re: Instrument Insurance

Post by harrisonreed »

USAA
Jimkinkella
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Re: Instrument Insurance

Post by Jimkinkella »

I have Clarion.
Never had to collect on anything, but they're fairly easy to work with, nice people.
And they supposedly cover earthquakes.
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Burgerbob
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Re: Instrument Insurance

Post by Burgerbob »

harrisonreed wrote: Tue Jun 23, 2020 4:01 pmUSAA
USAA said they wouldn't do it if they were for professional use.
Aidan Ritchie, LA area player and teacher
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harrisonreed
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Re: Instrument Insurance

Post by harrisonreed »

Burgerbob wrote: Tue Jun 23, 2020 4:36 pm
harrisonreed wrote: Tue Jun 23, 2020 4:01 pmUSAA
USAA said they wouldn't do it if they were for professional use.
Really? I was up front about mine and bought a policy that protects them against anything for a fixed period of time, barring fraud.
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Burgerbob
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Re: Instrument Insurance

Post by Burgerbob »

harrisonreed wrote: Tue Jun 23, 2020 4:46 pm
Burgerbob wrote: Tue Jun 23, 2020 4:36 pm

USAA said they wouldn't do it if they were for professional use.
Really? I was up front about mine and bought a policy that protects them against anything for a fixed period of time, barring fraud.
Yeah, last time I asked. They'll do household possessions and some other things, but not if you make money from it.
Aidan Ritchie, LA area player and teacher
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LeTromboniste
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Re: Instrument Insurance

Post by LeTromboniste »

I've seen discrepancies with other general/household insurance providers, where I was told by an agent it didn't matter if they were used professionally or not and would be insured either way, only to be asked later by a different agent at the same company if any of my instruments were used as work tools because then they wouldn't be covered.....
Maximilien Brisson
www.maximilienbrisson.com
Lecturer for baroque trombone,
Hfk Bremen/University of the Arts Bremen
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MagnumH
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Location: Rochester, NY

Re: Instrument Insurance

Post by MagnumH »

I used Anderson for mine - well respected insurer and a decent price (paid upfront for 3 years) including professional usage. MusicPro Insurance was my second choice. Here’s hoping I never need to find out how easy their claims process is!
Matt Hawke
Trombonist/Arranger/Bandleader
White Hot Brass Band // The Sideways // The Brass Machine
Stable: BAC Paseo W6 w/ DE MTN102 B+3; King 3B/F w/ Bach 4C; King 2B w/ King 12C
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SKAzz
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Re: Instrument Insurance

Post by SKAzz »

Clarion is amazing and affordable. I've got three horns on it, plus my wife's instruments. Its covers quite a bit.
MusicWagon
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Re: Instrument Insurance

Post by MusicWagon »

MusicPro out of Woodbury, NY.

https://www.musicproinsurance.com/
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vetsurginc
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Re: Instrument Insurance

Post by vetsurginc »

Another :good: for Clarion. Cover everything except maybe leaving on a park bench overnight. Great to work with.
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